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264Mortgage Loan Default Status

This Draft Standard for Trial Use contains the format and establishes the data contents of the Mortgage Loan Default Status Transaction Set (264) for use within an Electronic Data Interchange (EDI) environment. This package of information in the standard format will allow all notifications of mortgage loan default/foreclosure status to be filed similarly, whether they be to an insurer or guarantor. The transaction set can be used to initiate two types of monthly reports (monthly and quarterly) that will facilitate monitoring of delinquent mortgage loans. This transaction set is expected to be used by mortgage lenders to submit advance notification of delinquent mortgage loans that could potentially result in foreclosure activity leading to the collection of a third-party guarantee/insurance benefit. This standard can be used by mortgage lenders to file claims with both government agencies and private mortgage insurers.

  • ST
    Transaction Set Header
    M必须(Mandatory)
    Repeat 1

    To indicate the start of a transaction set and to assign a control number

  • BGN
    Beginning Segment
    M必须(Mandatory)
    Repeat 1

    To indicate the beginning of a transaction set.

  • MIS
    Mortgagee Information Status
    O可选(Optional)
    Repeat 1

    To provide status indicating change in name, address, or name and address of the holding mortgagee or the servicing mortgagee

  • N1Loop1Name LOOPM必须(Mandatory)Repeat 2
    N1N2N3N4PER
    • N1
      Name
      M必须(Mandatory)
      Repeat 1

      To identify a party by type of organization, name and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 1

      To specify additional names or those longer than 35 characters in length

    • N3
      Address Information
      O可选(Optional)
      Repeat 1

      To specify the location of the named party

    • N4
      Geographic Location
      O可选(Optional)
      Repeat 2

      To specify the geographic place of the named party

    • PER
      Administrative Communications Contact
      O可选(Optional)
      Repeat 2

      To identify a person or office to whom administrative communications should be directed

  • LXLoop1Assigned Number LOOPM必须(Mandatory)Repeat > 1
    LXN1N2N3N4REFPERQTYAMTDTPLoop1
    • LX
      Assigned Number
      M必须(Mandatory)
      Repeat 1

      To reference a line number in a transaction set.

    • N1
      Name
      O可选(Optional)
      Repeat 1

      To identify a party by type of organization, name and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 1

      To specify additional names or those longer than 35 characters in length

    • N3
      Address Information
      O可选(Optional)
      Repeat 1

      To specify the location of the named party

    • N4
      Geographic Location
      O可选(Optional)
      Repeat 1

      To specify the geographic place of the named party

    • REF
      Reference Numbers
      O可选(Optional)
      Repeat 2

      To specify identifying numbers.

    • PER
      Administrative Communications Contact
      M必须(Mandatory)
      Repeat 2

      To identify a person or office to whom administrative communications should be directed

    • QTY
      Quantity
      O可选(Optional)
      Repeat 2

      To specify quantity information.

    • AMT
      Monetary Amount
      O可选(Optional)
      Repeat 1

      To indicate the total monetary amount.

    • DTPLoop1Date or Time or Period LOOPM必须(Mandatory)Repeat > 1
      DTPREFN1Loop2LSLoop1LE
      • DTP
        Date or Time or Period
        M必须(Mandatory)
        Repeat 1

        To specify any or all of a date, a time, or a time period

      • REF
        Reference Numbers
        M必须(Mandatory)
        Repeat 10

        To specify identifying numbers.

      • N1Loop2Name LOOPM必须(Mandatory)Repeat > 1
        N1N2N3N4PER
        • N1
          Name
          M必须(Mandatory)
          Repeat 1

          To identify a party by type of organization, name and code

        • N2
          Additional Name Information
          O可选(Optional)
          Repeat 1

          To specify additional names or those longer than 35 characters in length

        • N3
          Address Information
          O可选(Optional)
          Repeat 1

          To specify the location of the named party

        • N4
          Geographic Location
          O可选(Optional)
          Repeat 1

          To specify the geographic place of the named party

        • PER
          Administrative Communications Contact
          O可选(Optional)
          Repeat 2

          To identify a person or office to whom administrative communications should be directed

      • LSLoop1Loop Header LOOPO可选(Optional)Repeat 1
        LSRECLoop1
        • LS
          Loop Header
          M必须(Mandatory)
          Repeat 1

          To indicate that the next segment begins a loop

        • RECLoop1Real Estate Condition LOOPO可选(Optional)Repeat 1
          RECN3N4DFIQTYAMTINTSOMDTPMRCMSG
          • REC
            Real Estate Condition
            M必须(Mandatory)
            Repeat 1

            To indicate the condition of real estate property

          • N3
            Address Information
            O可选(Optional)
            Repeat 1

            To specify the location of the named party

          • N4
            Geographic Location
            O可选(Optional)
            Repeat 1

            To specify the geographic place of the named party

          • DFI
            Default Information
            O可选(Optional)
            Repeat 1

            To specify mortgage loan default information

          • QTY
            Quantity
            O可选(Optional)
            Repeat 1

            To specify quantity information.

          • AMT
            Monetary Amount
            O可选(Optional)
            Repeat 10

            To indicate the total monetary amount.

          • INT
            Interest
            O可选(Optional)
            Repeat 1

            To specify interest rate and type and the applicable time period

          • SOM
            Status of Mortgage
            O可选(Optional)
            Repeat 1

            To provide information on the status of a mortgage and the date actions were taken regarding the loan and the property

          • DTP
            Date or Time or Period
            O可选(Optional)
            Repeat 14

            To specify any or all of a date, a time, or a time period

          • MRC
            Mortgagor Response Characteristics
            O可选(Optional)
            Repeat 2

            To provide information on mortgagor responses and number of contacts made with a mortgagor

          • MSG
            Message Text
            O可选(Optional)
            Repeat 11

            To provide a free form format that would allow the transmission of text information.

      • LE
        Loop Trailer
        M必须(Mandatory)
        Repeat 1

        To indicate that the loop immediately preceding this segment is complete

  • QTY
    Quantity
    O可选(Optional)
    Repeat 2

    To specify quantity information.

  • AMT
    Monetary Amount
    O可选(Optional)
    Repeat 1

    To indicate the total monetary amount.

  • SE
    Transaction Set Trailer
    M必须(Mandatory)
    Repeat 1

    To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments).

Segment
X12 EDI Release 00304
STTransaction Set Header
To indicate the start of a transaction set and to assign a control number
Elements
  • ST01143Transaction Set Identifier Code
    ID
    M必须(Mandatory)
    Min 3 / Max 3

    Code uniquely identifying a Transaction Set.

    Codes (320)
  • ST02329Transaction Set Control Number
    AN
    M必须(Mandatory)
    Min 4 / Max 9

    Identifying control number that must be unique within the transaction set functional group assigned by the originator for a transaction set

  • ST031705Implementation Convention Preference
    AN
    O可选(Optional)
    Min 1 / Max 9

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