872Residential Mortgage Insurance Application

This Draft Standard for Trial Use contains the format and establishes the data contents of the Residential Mortgage Insurance Application Transaction Set (872) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used by a mortgage originator to request mortgage insurance and provide supporting information needed to obtain a mortgage insurance commitment on one or several residential mortgage loans.

  • ST
    Transaction Set Header
    M必须(Mandatory)
    Repeat 1

    To indicate the start of a transaction set and to assign a control number

  • BGN
    Beginning Segment
    M必须(Mandatory)
    Repeat 1

    To indicate the beginning of a transaction set

  • N1Loop1Name LOOPM必须(Mandatory)Repeat 5
    N1N2REFPERN4Loop1
    • N1
      Name
      M必须(Mandatory)
      Repeat 1

      To identify a party by type of organization, name, and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 2

      To specify additional names or those longer than 35 characters in length

    • REF
      Reference Identification
      O可选(Optional)
      Repeat 12

      To specify identifying information

    • PER
      Administrative Communications Contact
      O可选(Optional)
      Repeat 3

      To identify a person or office to whom administrative communications should be directed

    • N4Loop1Geographic Location LOOPO可选(Optional)Repeat 5
      N4N3
      • N4
        Geographic Location
        M必须(Mandatory)
        Repeat 1

        To specify the geographic place of the named party

      • N3
        Address Information
        O可选(Optional)
        Repeat 2

        To specify the location of the named party

  • LXLoop1Assigned Number LOOPM必须(Mandatory)Repeat > 1
    LXN1N2N3N4REFMIILoop1
    • LX
      Assigned Number
      M必须(Mandatory)
      Repeat 1

      To reference a line number in a transaction set

    • N1
      Name
      M必须(Mandatory)
      Repeat 1

      To identify a party by type of organization, name, and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 2

      To specify additional names or those longer than 35 characters in length

    • N3
      Address Information
      O可选(Optional)
      Repeat 2

      To specify the location of the named party

    • N4
      Geographic Location
      O可选(Optional)
      Repeat 1

      To specify the geographic place of the named party

    • REF
      Reference Identification
      O可选(Optional)
      Repeat 12

      To specify identifying information

    • MIILoop1Mortgage Insurance Information LOOPM必须(Mandatory)Repeat > 1
      MIIPERLRQREFPEXLN1RLDPRDPAYRATREALoop1MCDLoop1BUYLoop1PRJLoop1PWKLoop1NX1Loop1IN1Loop1
      • MII
        Mortgage Insurance Information
        M必须(Mandatory)
        Repeat 1

        To provide the type and extent of mortgage insurance

      • PER
        Administrative Communications Contact
        O可选(Optional)
        Repeat 5

        To identify a person or office to whom administrative communications should be directed

      • LRQ
        Mortgage Characteristics Requested
        M必须(Mandatory)
        Repeat 1

        To describe the characteristics of a mortgage requested by the applicant(s)

      • REF
        Reference Identification
        O可选(Optional)
        Repeat 5

        To specify identifying information

      • PEX
        Property or Housing Expense
        O可选(Optional)
        Repeat 20

        To provide housing expense information

      • LN1
        Loan Specific Data
        M必须(Mandatory)
        Repeat 1

        To provide high-level information about a loan

      • RLD
        Down Payment Data
        O可选(Optional)
        Repeat 5

        To provide amount or nature of loan down payment

      • PRD
        Mortgage Loan Product Description
        M必须(Mandatory)
        Repeat 1

        To describe terms of a mortgage product

      • PAY
        Adjustable Payment Description
        O可选(Optional)
        Repeat 1

        To provide the terms of payment adjustment

      • RAT
        Adjustable Rate Description
        O可选(Optional)
        Repeat 1

        To describe terms of rate adjustment

      • REALoop1Real Estate Property Information LOOPO可选(Optional)Repeat 1
        REAAMT
        • REA
          Real Estate Property Information
          M必须(Mandatory)
          Repeat 1

          To provide a description of real estate or general property information

        • AMT
          Monetary Amount
          O可选(Optional)
          Repeat 10

          To indicate the total monetary amount

      • MCDLoop1Mortgage Closing Data LOOPO可选(Optional)Repeat 1
        MCDAMT
        • MCD
          Mortgage Closing Data
          M必须(Mandatory)
          Repeat 1

          To provide details about loan settlement

        • AMT
          Monetary Amount
          O可选(Optional)
          Repeat 10

          To indicate the total monetary amount

      • BUYLoop1Loan Buydown LOOPO可选(Optional)Repeat 20
        BUYTBA
        • BUY
          Loan Buydown
          M必须(Mandatory)
          Repeat 1

          To describe the features of a loan buydown

        • TBA
          Temporary Buydown Adjustment
          O可选(Optional)
          Repeat 10

          To indicate amount or period of temporary buydown adjustment

      • PRJLoop1Multifamily Housing Project LOOPO可选(Optional)Repeat 1
        PRJPER
        • PRJ
          Multifamily Housing Project
          M必须(Mandatory)
          Repeat 1

          To describe attributes of a multifamily housing project

        • PER
          Administrative Communications Contact
          O可选(Optional)
          Repeat 10

          To identify a person or office to whom administrative communications should be directed

      • PWKLoop1Paperwork LOOPO可选(Optional)Repeat 10
        PWKN1N2N3N4REFPER
        • PWK
          Paperwork
          M必须(Mandatory)
          Repeat 1

          To identify the type and transmission of paperwork or supporting information

        • N1
          Name
          O可选(Optional)
          Repeat 1

          To identify a party by type of organization, name, and code

        • N2
          Additional Name Information
          O可选(Optional)
          Repeat 2

          To specify additional names or those longer than 35 characters in length

        • N3
          Address Information
          O可选(Optional)
          Repeat 2

          To specify the location of the named party

        • N4
          Geographic Location
          O可选(Optional)
          Repeat 1

          To specify the geographic place of the named party

        • REF
          Reference Identification
          O可选(Optional)
          Repeat 12

          To specify identifying information

        • PER
          Administrative Communications Contact
          O可选(Optional)
          Repeat 3

          To identify a person or office to whom administrative communications should be directed

      • NX1Loop1Property or Entity Identification LOOPM必须(Mandatory)Repeat 5
        NX1NX2PASLoop1
        • NX1
          Property or Entity Identification
          M必须(Mandatory)
          Repeat 1

          To define the attributes of a property or an entity

        • NX2
          Real Estate Property ID Component
          M必须(Mandatory)
          Repeat 30

          To define types and values for geographic location of real estate property

        • PASLoop1Property Appraisal Summary LOOPM必须(Mandatory)Repeat 5
          PASN1PERMSG
          • PAS
            Property Appraisal Summary
            M必须(Mandatory)
            Repeat 1

            To provide high-level information about the property valuation

          • N1
            Name
            O可选(Optional)
            Repeat 2

            To identify a party by type of organization, name, and code

          • PER
            Administrative Communications Contact
            O可选(Optional)
            Repeat 10

            To identify a person or office to whom administrative communications should be directed

          • MSG
            Message Text
            O可选(Optional)
            Repeat 10

            To provide a free-form format that allows the transmission of text information

      • IN1Loop1Individual Identification LOOPM必须(Mandatory)Repeat 12
        IN1IN2YNQDMGMSGN10BFS
        • IN1
          Individual Identification
          M必须(Mandatory)
          Repeat 1

          To provide identification of an individual or entity

        • IN2
          Individual Name Structure Components
          M必须(Mandatory)
          Repeat 10

          To sequence individual name components for maximum specificity

        • YNQ
          Yes/No Question
          O可选(Optional)
          Repeat 5

          To identify and answer yes and no questions, including the date, time, and comments further qualifying the condition

        • DMG
          Demographic Information
          O可选(Optional)
          Repeat 1

          To supply demographic information

        • MSG
          Message Text
          O可选(Optional)
          Repeat 1

          To provide a free-form format that allows the transmission of text information

        • N10
          Quantity and Description
          O可选(Optional)
          Repeat 1

          To indicate line item quantity, description, marks and numbers, commodity code, weight, and customs value

        • BFS
          Borrower Financial Summary
          O可选(Optional)
          Repeat 1

          To provide summary totals for borrower's financial position

  • SE
    Transaction Set Trailer
    M必须(Mandatory)
    Repeat 1

    To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)

Segment
X12 EDI Release 00306
To indicate the start of a transaction set and to assign a control number
Elements
  • ST01143Transaction Set Identifier Code
    ID
    M必须(Mandatory)
    Min 3 / Max 3

    Code uniquely identifying a Transaction Set

    Codes (320)
  • ST02329Transaction Set Control Number
    AN
    M必须(Mandatory)
    Min 4 / Max 9

    Identifying control number that must be unique within the transaction set functional group assigned by the originator for a transaction set

  • ST031705Implementation Convention Preference
    AN
    O可选(Optional)
    Min 1 / Max 9