Code designating the action to be taken by all parties
Codes (23)- AOff Invoice (Deduction from Original Invoice)
- BDebit/Credit Advice No Remittance Detail
- CPayment Accompanies Remittance Advice
- DMake Payment Only
- EDebit/Credit Advice with Remittance Detail
- FPlan and Submit Suggested Purchase Order(s)
- GPlan Order(s) and Ship Product
- HNotification Only
- IRemittance Information Only
- JPayment Requested (Adjustment to Account)
- KReimbursement to Follow
- LApply on Account
- MMemo/Additional Remittance Detail
- NCheck Issuance Notice
- ODeduct from Next Remittance
- PPrenotification of Future Transfers
- QCredit Due, Payment Being Issued
- RRecurring Debit Authorization
- SSingle Debit Authorization
- TAdjustment Requested
- USplit Payment and Remittance
- XHandling Party's Option to Split Payment and Remittance
- ZMutually Defined
Code identifying the method for the movement of payment instructions
Codes (54)- ACHAutomated Clearing House (ACH)
- BKWBook Entry
- BOPFinancial Institution Option
- CASCash
- CCCCredit Card
- CCFCollect Payment by Certified Funds
- CCHCashier's Check
- CDACredit/Debit Account
- CHKCheck
- CLHClearinghouse
- CPCCollect Payment by Company Check
- CWTClearing House Interbank Payment System (CHIPS) Funds/Wire Transfer
- DCCACH Demand Cash Concentration/Disbursement (CCD) Credit
- DCDACH Demand Cash Concentration/Disbursement (CCD) Debit
- DDPDirect Deposit
- DEBDebit Card
- DLCPre-Arranged Payment or Deposit Plus Addendum (PPD+) Credit to a Demand Deposit Account
- DLDPre-Arranged Payment or Deposit Plus Addendum (PPD+) Debit to a Demand Deposit Account
- DXCACH Demand Corporate Trade Exchange (CTX) Credit
- DXDACH Demand Corporate Trade Exchange (CTX) Debit
- DYCPre-Arranged Payment or Deposit (PPD) Credit to a Demand Deposit Account
- DYDPre-Arranged Payment or Deposit (PPD) Debit to a Demand Deposit Account
- DZCACH Demand Cash Concentration/Disbursement Plus (CCD+) Credit
- DZDACH Demand Cash Concentration/Disbursement Plus (CCD+) Debit
- EBXEDIBANX Clearing Network
- EXC1035 Exchange
- FEWFederal Reserve Funds/Wire Transfer - Repetitive
- FWTFederal Reserve Funds/Wire Transfer - Nonrepetitive
- FXPForeign Exchange Payments
- IWTInternational Electronic Funds Transfer
- NONNon-Payment Data
- PACPreauthorized Check (Draft)
- PBDDraft
- PDCACH Savings Cash Concentration/Disbursement (PPD) Credit
- PDDACH Savings Cash Concentration/Disbursement (PDD) Debit
- PDEPayroll Deduction
- PROProprietary Network
- QDRQualified Direct Rollover
- QIRQualified Indirect Rollover
- REVACH Reversal
- SCCACH Savings Cash Concentration/Disbursement (CCD) Credit
- SCDACH Savings Cash Concentration/Disbursement (CCD) Debit
- SDCACH Savings Cash Concentration/Disbursement (PPD+) Credit
- SDDACH Savings Cash Concentration/Disbursement (PPD+) Debit
- SWTSociety for Worldwide Interbank Financial Telecommunications (S.W.I.F.T.)
- SXCACH Savings Corporate Trade Exchange (CTX) Credit
- SXDACH Savings Corporate Trade Exchange (CTX) Debit
- SYCPre-Arranged Payment or Deposit (PPD) Credit to Savings
- SZCACH Savings Cash Concentration/Disbursement Plus (CCD+) Credit
- SZDACH Savings Cash Concentration/Disbursement Plus (CCD+) Debit
- TRATraveler's Check
- VISVISA Special Electronic Funds Transfer Network
- X12X12
- ZZZMutually Defined
Code identifying the payment format to be used
Codes (11)- BPTBill Payment
- CBCConsumer/Employee Check
- CCDCash Concentration/Disbursement (CCD) (ACH)
- CCPCash Concentration/Disbursement plus Addenda (CCD+) (ACH)
- CIECustomer Initiated Entry
- CIPCustomer Initiated Entry Plus Addenda
- CTXCorporate Trade Exchange (CTX) (ACH)
- PBCCommercial/Corporate Check
- PPDPrearranged Payment and Deposit (PPD+) (ACH)
- PPPPrearranged Payment and Deposit plus Addenda (PPD+) (ACH)
- PRDPreauthorized Draft
Code identifying the type of identification number of Depository Financial Institution (DFI)
Codes (5)- 01ABA Transit Routing Number Including Check Digits (9 digits)
- 02Swift Identification (8 or 11 characters)
- 03CHIPS (3 or 4 digits)
- 04Canadian Bank Branch and Institution Number
- ZZMutually Defined
Code indicating the type of account
Codes (46)- 1New Business Account
- 2Group Number
- 3Policy Number
- 4Money Market Fund
- 5Retirement Account Vested Interest at Market Value
- 6Retirement Account Vested Interest Net Cash Value
- 7Individual Retirement Account (IRA) Vested Interest at Market Value
- 8Individual Retirement Account (IRA) Vested Interest Net Cash Value
- 9Corporate Controlled Retirement Account Vested Interest
- 10Business Account
- 11Trust Fund Account
- 12Stocks and Bonds Account
- 13Life Insurance Account - Net Cash Value
- 14Employee Retirement Account (401K)
- ZMutually Defined
- 01Time Deposit
- 03Checking Account
- 05Stock
- 06Bond
- 07Life Insurance Face Value
- 08Retirement Account - Vested Interest
- AGAgency
- APApplication
- BABrokerage Account
- CBCharge Back Account for Returns
- CCCredit Card
- CMCash Management
- DADemand Deposit
- DCDebit Card
- ECExisting Carrier
- RDReturn Items on Demand Deposit Account
- RSReturn Items on Savings Account
- SGSavings
- ALCAgency Location Code (ALC)
- ANNAnnuity
- CDMControlled Disbursement Master Account
- CDSControlled Disbursement Sub Account
- CRUCredit Union
- EPCEnriched Plan Contract Number
- LTDLong-term Disability Policy Number
- MUTMutual Fund
- PRIPrimary Bank
- RELRelationship Summary Account
- SKASafekeeping (Custody) Account
- ZB1Zero Balance Master Account
- ZB2Zero Balance Affiliate Account
A unique identifier designating the company initiating the funds transfer instructions. The first character is one-digit ANSI identification code designation (ICD) followed by the nine-digit identification number which may be an IRS employer identification number (EIN), data universal numbering system (DUNS), or a user assigned number; the ICD for an EIN is 1, DUNS is 3, user assigned number is 9
Code identifying the type of identification number of Depository Financial Institution (DFI)
Codes (5)- 01ABA Transit Routing Number Including Check Digits (9 digits)
- 02Swift Identification (8 or 11 characters)
- 03CHIPS (3 or 4 digits)
- 04Canadian Bank Branch and Institution Number
- ZZMutually Defined
Code indicating the type of account
Codes (46)- 1New Business Account
- 2Group Number
- 3Policy Number
- 4Money Market Fund
- 5Retirement Account Vested Interest at Market Value
- 6Retirement Account Vested Interest Net Cash Value
- 7Individual Retirement Account (IRA) Vested Interest at Market Value
- 8Individual Retirement Account (IRA) Vested Interest Net Cash Value
- 9Corporate Controlled Retirement Account Vested Interest
- 10Business Account
- 11Trust Fund Account
- 12Stocks and Bonds Account
- 13Life Insurance Account - Net Cash Value
- 14Employee Retirement Account (401K)
- ZMutually Defined
- 01Time Deposit
- 03Checking Account
- 05Stock
- 06Bond
- 07Life Insurance Face Value
- 08Retirement Account - Vested Interest
- AGAgency
- APApplication
- BABrokerage Account
- CBCharge Back Account for Returns
- CCCredit Card
- CMCash Management
- DADemand Deposit
- DCDebit Card
- ECExisting Carrier
- RDReturn Items on Demand Deposit Account
- RSReturn Items on Savings Account
- SGSavings
- ALCAgency Location Code (ALC)
- ANNAnnuity
- CDMControlled Disbursement Master Account
- CDSControlled Disbursement Sub Account
- CRUCredit Union
- EPCEnriched Plan Contract Number
- LTDLong-term Disability Policy Number
- MUTMutual Fund
- PRIPrimary Bank
- RELRelationship Summary Account
- SKASafekeeping (Custody) Account
- ZB1Zero Balance Master Account
- ZB2Zero Balance Affiliate Account
Code identifying the business reason for this payment
Codes (9)- COLCollection, Receipts
- CONConsumer Third Party Consolidated Payment
- DBTDebt Collection Payment
- PCSPayment of Child Support
- PENPension Payment
- PRLPayroll Payment
- RYLRoyalty Payment
- TAXTax Payment
- VENVendor Payment
Code identifying the type of identification number of Depository Financial Institution (DFI)
Codes (5)- 01ABA Transit Routing Number Including Check Digits (9 digits)
- 02Swift Identification (8 or 11 characters)
- 03CHIPS (3 or 4 digits)
- 04Canadian Bank Branch and Institution Number
- ZZMutually Defined
Code indicating the type of account
Codes (46)- 1New Business Account
- 2Group Number
- 3Policy Number
- 4Money Market Fund
- 5Retirement Account Vested Interest at Market Value
- 6Retirement Account Vested Interest Net Cash Value
- 7Individual Retirement Account (IRA) Vested Interest at Market Value
- 8Individual Retirement Account (IRA) Vested Interest Net Cash Value
- 9Corporate Controlled Retirement Account Vested Interest
- 10Business Account
- 11Trust Fund Account
- 12Stocks and Bonds Account
- 13Life Insurance Account - Net Cash Value
- 14Employee Retirement Account (401K)
- ZMutually Defined
- 01Time Deposit
- 03Checking Account
- 05Stock
- 06Bond
- 07Life Insurance Face Value
- 08Retirement Account - Vested Interest
- AGAgency
- APApplication
- BABrokerage Account
- CBCharge Back Account for Returns
- CCCredit Card
- CMCash Management
- DADemand Deposit
- DCDebit Card
- ECExisting Carrier
- RDReturn Items on Demand Deposit Account
- RSReturn Items on Savings Account
- SGSavings
- ALCAgency Location Code (ALC)
- ANNAnnuity
- CDMControlled Disbursement Master Account
- CDSControlled Disbursement Sub Account
- CRUCredit Union
- EPCEnriched Plan Contract Number
- LTDLong-term Disability Policy Number
- MUTMutual Fund
- PRIPrimary Bank
- RELRelationship Summary Account
- SKASafekeeping (Custody) Account
- ZB1Zero Balance Master Account
- ZB2Zero Balance Affiliate Account
Elements