Segment
X12 EDI Release 00504
To report specific details on a tradeline or credit-related item
Elements
Code defining the type of ownership
Codes (33)- 10Terminated
- 11Shared
- 12Undesignated
- 13Lessee
- 14Contract for Deed Purchaser
- 15Life Estate
- 16Joint Contractual Liability
- 17Joint Ownership
- 18Nonapplicant Spouse
- 19Participant
- 20Maker (With Co-maker)
- 21Co-maker
- 22Borrower
- 23Co-borrower
- 24Borrower and Co-borrower
- 25Joint with Spouse
- 26Joint with Non-Spouse
- 27Fee Simple
- 28Leasehold
- 29Charitable Institution
- 30Estate
- 31Export Account
- 32Import Account
- 33Local Account
- 01Sole (Individual)
- 02Joint Ownership or Obligation in Severalty
- 03Joint Owner or Obligation with the Right of Survivorship
- 04Trust
- 05Custodial
- 06Corporate
- 07Partnership
- 08Authorized User
- 09On Behalf Of
Code defining the type of ownership
Codes (33)- 10Terminated
- 11Shared
- 12Undesignated
- 13Lessee
- 14Contract for Deed Purchaser
- 15Life Estate
- 16Joint Contractual Liability
- 17Joint Ownership
- 18Nonapplicant Spouse
- 19Participant
- 20Maker (With Co-maker)
- 21Co-maker
- 22Borrower
- 23Co-borrower
- 24Borrower and Co-borrower
- 25Joint with Spouse
- 26Joint with Non-Spouse
- 27Fee Simple
- 28Leasehold
- 29Charitable Institution
- 30Estate
- 31Export Account
- 32Import Account
- 33Local Account
- 01Sole (Individual)
- 02Joint Ownership or Obligation in Severalty
- 03Joint Owner or Obligation with the Right of Survivorship
- 04Trust
- 05Custodial
- 06Corporate
- 07Partnership
- 08Authorized User
- 09On Behalf Of
This code identifies the loan program or type
Codes (71)- 1Subsidized Federal Stafford
- 2Federal Supplemental Loans for Students (SLS)
- 3Federal PLUS Loan to Parents
- 4Unsubsidized Federal Stafford
- 5Federal Consolidated Loan
- 6Residential Loan
- 7Personal Loan
- 8Automobile
- 9Unsecured
- 10Secured
- 11Partially Secured
- 12Home Improvement
- 13FHA Home Improvement
- 14Installment Sales Contract
- 15Charge Account
- 16Real Estate, Specific Type Unknown
- 17Secured by Co-signer
- 18Business
- 19Recreational
- 20Educational
- 21Lease
- 22Co-maker
- 23Check Credit or Line of Credit
- 24FHA Co-maker (Not Borrower)
- 25Mobile Home
- 26Credit Card
- 27FHA Real Estate Mortgage
- 28Note Loan
- 29Note Loan with Co-maker
- 30Household Good (Secured)
- 31Household Goods and Other Collateral Auto
- 32Veterans Administration Real Estate Mortgage
- 33Conventional Real Estate Mortgage
- 34Real Estate Mortgage without Other Collateral
- 35Rental Agreement
- 36Summary of Accounts with Same Status
- 37Unknown Loan Type
- 38Debt Counseling Service
- 39Employment
- 40Combined Credit Plan
- 41Debit Card
- 42Credit Line - Secured
- 43Collection Attorney
- 44Insurance Claims
- 45Child Support
- 46Government Unsecured Guarantee Loan
- 47Government Secured Guarantee Loan
- 48Government Secured Direct Loan
- 49Government Grant
- 50Government Overpayment
- 51Government Fine
- 52Government Fee for Service
- 53Government Employee Advance
- 54Government Miscellaneous Debt
- 55Government Benefit
- 56Returned Check
- 57Installment Loan
- 58Fully Amortized First
- 59Balloon First
- 60Subordinate Mortgage
- 61Home Equity Line of Credit
- 62Wrap Around
- 63Tax
- 64Mortgage
- 65Rehabilitation
- 66One to Four Servicing
- 67Special Service
- 90Other
- 91Refinance
- 92Sale
- 93Wholesale
Code identifying the status of the credit account rating
Codes (21)- 10Currently Active
- 11Currently Owing
- 12Currently Past Due
- 13Paid Anticipate
- 14Paid Discount
- 15Paid in Cash
- 16Paid Prompt
- 17Paid Slow
- 18Placed for Collection Paid
- 19Placed for Collection Partially Paid
- 20Unfavorable Comments
- 21Inconclusive - Refer to Other Information in Report
- 00Not Used, Too New to Rate, or Unclassified
- 01Current or Account Paid According to Terms
- 0230-59 Days Past Due
- 0360-89 Days Past Due
- 0490-119 Days Past Due
- 05120 Days or More Past Due
- 07Making Payments Under Wage Earner Plan
- 08Repossession
- 09Bad Debt Placed for Collection
Code identifying the remarks related to a particular rating
Codes (82)- 10Paid Charge-off
- 11Paid Collection
- 12Paid Dealer
- 13Paid Foreclosure
- 14Paid Not as Agreed
- 15Paid Repossession
- 16Paid Satisfactory
- 17Redeemed Repossession
- 18Revolving Account - Current
- 19Satisfactory
- 20Satisfactory Revolving Account - Current
- 21Too New to Rate
- 22Unpaid Collection
- 24Closed Not Paid
- 25Insurance Claim
- 26Partially Paid
- 27Account Included in Bankruptcy
- 33As Agreed
- 35No Status
- 36Not Paid as Agreed
- 37Past Due
- 38Settled
- 39Unpaid
- 40Card Lost
- 41Account in Dispute
- 42Bad Debt
- 43Bill of Exchange
- 44Cash per Owner's Option
- 45Credit Refused
- 46Draft
- 47Endorser
- 48First Sale
- 49Insufficient Funds
- 50Legal Action
- 51Letter of Credit
- 52Maturity Varies
- 53Overdraft
- 54Personal Guarantee
- 55Pro Forma
- 56Renegotiated Draft
- 57Reopening Draft
- 58Real Estate Tax
- 59Secured Account
- 60Suit Filed
- 61Took Deduction
- 62Took Excess Discount
- 63Unauthorized Deduction
- 64Unsatisfactory
- 65Credit Cancelled
- 66Credit is for Group
- 67Credit Refinanced
- 68Inactive Account
- 69Irregular Payments
- 70Long Time Client
- 71No longer Clients
- 72Post Dated Checks
- 73All Loans Repaid
- 74Long-term Loans Repaid
- 75Short-term Loans Repaid
- 76Support to Company to Continue
- 77Closed By Consumer
- 78Closed By Grantor
- 79Closed
- 80Protested Bill
- 81Pays Within Protested Bill Grace Period
- 82In Receivership
- 83Agreement Under Receivership Agreement
- 84High Insolvency Risk
- 85Potential Risk of Non-payment
- 86Possible Insolvency Risk
- 87Debt Being Renegotiated
- 88No Authorized Overdraft
- 01Charge Off
- 02Collection Account
- 03Foreclosure
- 04Involuntary Repossession
- 05Repossession
- 06Voluntary Repossession
- 07Account Balance applied to Line of Credit
- 08Government Claim
- 09Paid Account
- ZZMutually Defined
Code identifying the source of the disclosure information
Codes (17)- 1Received from Bureau
- 2Received on Loan Application
- 3Discovered in Interview
- 4Accountant
- 5Government Registry
- 6Management of Business
- 7Official Publication
- 8Outside Quarters
- 9Reporting Agency Analyst
- ASpokesperson
- BCompany's Annual Report
- CFinancial Publication
- DInterim Report
- ELocal Chamber of Commerce
- FLocal Commercial Registry
- GLocal Publication
- HStock Exchange Report
Code indicating the date format, time format, or date and time format
Codes (42)- CCFirst Two Digits of Year Expressed in Format CCYY
- CDMonth and Year Expressed in Format MMMYYYY
- CMDate in Format CCYYMM
- CQDate in Format CCYYQ
- CYYear Expressed in Format CCYY
- D6Date Expressed in Format YYMMDD
- D8Date Expression in Format CCYYMMDD
- DARange of Dates within a Single Month Expressed in Format DD-DD
- DBDate Expressed in Format MMDDCCYY
- DDDay of Month in Numeric Format
- DTDate and Time Expressed in Format CCYYMMDDHHMM
- EHLast Digit of Year and Julian Date Expressed in Format YDDD
- KADate Expressed in Format YYMMMDD
- MDMonth of Year and Day of Month Expressed in Format MMDD
- MMMonth of Year in Numeric Format
- RDRange of Dates Expressed in Format MMDDCCYY-MMDDCCYY
- TCJulian Date Expressed in Format DDD
- TMTime Expressed in Format HHMM
- TQDate Expressed in Format MMYY
- TRDate and Time Expressed in Format DDMMYYHHMM
- TSTime Expressed in Format HHMMSS
- TTDate Expressed in Format MMDDYY
- TUDate Expressed in Format YYDDD
- UNUnstructured
- YMYear and Month Expressed in Format YYMM
- YYLast Two Digits of Year Expressed in Format CCYY
- DDTRange of Dates and Time, Expressed in CCYYMMDD-CCYYMMDDHHMM
- DTDRange of Dates and Time, Expressed in CCYYMMDDHHMM-CCYYMMDD
- DTSRange of Date and Time Expressed in Format CCYYMMDDHHMMSS-CCYYMMDDHHMMSS
- MCYMMCCYY
- RD2Range of Years Expressed in Format YY-YY
- RD4Range of Years Expressed in Format CCYY-CCYY
- RD5Range of Years and Months Expressed in Format CCYYMM-CCYYMM
- RD6Range of Dates Expressed in Format YYMMDD-YYMMDD
- RD8Range of Dates Expressed in Format CCYYMMDD-CCYYMMDD
- RDMRange of Dates Expressed in Format YYMMDD-MMDD
- RDTRange of Date and Time, Expressed in Format CCYYMMDDHHMM-CCYYMMDDHHMM
- RMDRange of Months and Days Expressed in Format MMDD-MMDD
- RMYRange of Years and Months Expressed in Format YYMM-YYMM
- RTMRange of Time Expressed in Format HHMM-HHMM
- RTSDate and Time Expressed in Format CCYYMMDDHHMMSS
- YMMRange of Year and Months, Expressed in CCYYMMM-MMM Format
Code identifying the status of the credit account rating
Codes (21)- 10Currently Active
- 11Currently Owing
- 12Currently Past Due
- 13Paid Anticipate
- 14Paid Discount
- 15Paid in Cash
- 16Paid Prompt
- 17Paid Slow
- 18Placed for Collection Paid
- 19Placed for Collection Partially Paid
- 20Unfavorable Comments
- 21Inconclusive - Refer to Other Information in Report
- 00Not Used, Too New to Rate, or Unclassified
- 01Current or Account Paid According to Terms
- 0230-59 Days Past Due
- 0360-89 Days Past Due
- 0490-119 Days Past Due
- 05120 Days or More Past Due
- 07Making Payments Under Wage Earner Plan
- 08Repossession
- 09Bad Debt Placed for Collection
Code indicating the date format, time format, or date and time format
Codes (42)- CCFirst Two Digits of Year Expressed in Format CCYY
- CDMonth and Year Expressed in Format MMMYYYY
- CMDate in Format CCYYMM
- CQDate in Format CCYYQ
- CYYear Expressed in Format CCYY
- D6Date Expressed in Format YYMMDD
- D8Date Expression in Format CCYYMMDD
- DARange of Dates within a Single Month Expressed in Format DD-DD
- DBDate Expressed in Format MMDDCCYY
- DDDay of Month in Numeric Format
- DTDate and Time Expressed in Format CCYYMMDDHHMM
- EHLast Digit of Year and Julian Date Expressed in Format YDDD
- KADate Expressed in Format YYMMMDD
- MDMonth of Year and Day of Month Expressed in Format MMDD
- MMMonth of Year in Numeric Format
- RDRange of Dates Expressed in Format MMDDCCYY-MMDDCCYY
- TCJulian Date Expressed in Format DDD
- TMTime Expressed in Format HHMM
- TQDate Expressed in Format MMYY
- TRDate and Time Expressed in Format DDMMYYHHMM
- TSTime Expressed in Format HHMMSS
- TTDate Expressed in Format MMDDYY
- TUDate Expressed in Format YYDDD
- UNUnstructured
- YMYear and Month Expressed in Format YYMM
- YYLast Two Digits of Year Expressed in Format CCYY
- DDTRange of Dates and Time, Expressed in CCYYMMDD-CCYYMMDDHHMM
- DTDRange of Dates and Time, Expressed in CCYYMMDDHHMM-CCYYMMDD
- DTSRange of Date and Time Expressed in Format CCYYMMDDHHMMSS-CCYYMMDDHHMMSS
- MCYMMCCYY
- RD2Range of Years Expressed in Format YY-YY
- RD4Range of Years Expressed in Format CCYY-CCYY
- RD5Range of Years and Months Expressed in Format CCYYMM-CCYYMM
- RD6Range of Dates Expressed in Format YYMMDD-YYMMDD
- RD8Range of Dates Expressed in Format CCYYMMDD-CCYYMMDD
- RDMRange of Dates Expressed in Format YYMMDD-MMDD
- RDTRange of Date and Time, Expressed in Format CCYYMMDDHHMM-CCYYMMDDHHMM
- RMDRange of Months and Days Expressed in Format MMDD-MMDD
- RMYRange of Years and Months Expressed in Format YYMM-YYMM
- RTMRange of Time Expressed in Format HHMM-HHMM
- RTSDate and Time Expressed in Format CCYYMMDDHHMMSS
- YMMRange of Year and Months, Expressed in CCYYMMM-MMM Format
Code identifying the status of the credit account rating
Codes (21)- 10Currently Active
- 11Currently Owing
- 12Currently Past Due
- 13Paid Anticipate
- 14Paid Discount
- 15Paid in Cash
- 16Paid Prompt
- 17Paid Slow
- 18Placed for Collection Paid
- 19Placed for Collection Partially Paid
- 20Unfavorable Comments
- 21Inconclusive - Refer to Other Information in Report
- 00Not Used, Too New to Rate, or Unclassified
- 01Current or Account Paid According to Terms
- 0230-59 Days Past Due
- 0360-89 Days Past Due
- 0490-119 Days Past Due
- 05120 Days or More Past Due
- 07Making Payments Under Wage Earner Plan
- 08Repossession
- 09Bad Debt Placed for Collection