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260Application for Mortgage Insurance Benefits

This X12 Transaction Set contains the format and establishes the data contents of the Application for Mortgage Insurance Benefits Transaction Set (260) for use within the context of an Electronic Data Interchange (EDI) environment. This transaction set can be used by mortgage lenders to file claims with both government agencies and private mortgage insurers in the event that defaults or foreclosure activity allow for the collection of a third-party guarantee/insurance benefit. The information in a standard format will allow all mortgage insurance claim payments to be requested similarly, whether they be to an investor, insurer, or guarantor.

  • ST
    Transaction Set Header
    M必须(Mandatory)
    Repeat 1

    To indicate the start of a transaction set and to assign a control number

  • BGN
    Beginning Segment
    M必须(Mandatory)
    Repeat 1

    To indicate the beginning of a transaction set

  • N1Loop1Party Identification LOOPM必须(Mandatory)Repeat 7
    N1N2N3N4REFPER
    • N1
      Party Identification
      M必须(Mandatory)
      Repeat 1

      To identify a party by type of organization, name, and code

    • N2
      Additional Name Information
      O可选(Optional)
      Repeat 1

      To specify additional names

    • N3
      Party Location
      O可选(Optional)
      Repeat 1

      To specify the location of the named party

    • N4
      Geographic Location
      O可选(Optional)
      Repeat 1

      To specify the geographic place of the named party

    • REF
      Reference Information
      O可选(Optional)
      Repeat 1

      To specify identifying information

    • PER
      Administrative Communications Contact
      O可选(Optional)
      Repeat 1

      To identify a person or office to whom administrative communications should be directed

  • CSILoop1Claim Status Information LOOPM必须(Mandatory)Repeat > 1
    CSINM1REFN3N4DTPINTMIRPERPCTNTEDFILoop1RECLoop1FISLoop1
    • CSI
      Claim Status Information
      M必须(Mandatory)
      Repeat 1

      To indicate the status of a claim for mortgage insurance benefits

    • NM1
      Individual or Organizational Name
      M必须(Mandatory)
      Repeat 2

      To supply the full name of an individual or organizational entity

    • REF
      Reference Information
      M必须(Mandatory)
      Repeat 6

      To specify identifying information

    • N3
      Party Location
      M必须(Mandatory)
      Repeat 1

      To specify the location of the named party

    • N4
      Geographic Location
      M必须(Mandatory)
      Repeat 1

      To specify the geographic place of the named party

    • DTP
      Date or Time or Period
      O可选(Optional)
      Repeat 2

      To specify any or all of a date, a time, or a time period

    • INT
      Interest
      O可选(Optional)
      Repeat 24

      To specify interest rate and type and the applicable time period

    • MIR
      Mortgage Insurance Response
      O可选(Optional)
      Repeat 1

      To determine if mortgage insurance has been approved or declined, and if approved, supply details about the coverage

    • PER
      Administrative Communications Contact
      O可选(Optional)
      Repeat 5

      To identify a person or office to whom administrative communications should be directed

    • PCT
      Percent Amounts
      O可选(Optional)
      Repeat 1

      To qualify percent amounts and supply percent amounts

    • NTE
      Note/Special Instruction
      O可选(Optional)
      Repeat 30

      To transmit information in a free-form format, if necessary, for comment or special instruction

    • DFILoop1Default Information LOOPO可选(Optional)Repeat 1
      DFIDTPAMT
      • DFI
        Default Information
        M必须(Mandatory)
        Repeat 1

        To specify mortgage loan default information

      • DTP
        Date or Time or Period
        M必须(Mandatory)
        Repeat 19

        To specify any or all of a date, a time, or a time period

      • AMT
        Monetary Amount Information
        M必须(Mandatory)
        Repeat 4

        To indicate the total monetary amount

    • RECLoop1Real Estate Condition LOOPO可选(Optional)Repeat 1
      RECAMTDTPFCLLoop1
      • REC
        Real Estate Condition
        M必须(Mandatory)
        Repeat 1

        To indicate the condition of real estate property and, if applicable, the actions needed to correct damage

      • AMT
        Monetary Amount Information
        O可选(Optional)
        Repeat 6

        To indicate the total monetary amount

      • DTP
        Date or Time or Period
        O可选(Optional)
        Repeat 4

        To specify any or all of a date, a time, or a time period

      • FCLLoop1Foreclosure LOOPO可选(Optional)Repeat 1
        FCLDTP
        • FCL
          Foreclosure
          M必须(Mandatory)
          Repeat 1

          To specify legal outcome and impact of foreclosure on a lender's claim for mortgage insurance benefits

        • DTP
          Date or Time or Period
          O可选(Optional)
          Repeat 5

          To specify any or all of a date, a time, or a time period

    • FISLoop1Mortgage Loan Fiscal Data LOOPO可选(Optional)Repeat > 1
      FISDTPMSG
      • FIS
        Mortgage Loan Fiscal Data
        M必须(Mandatory)
        Repeat 1

        To specify mortgage loan fiscal data when applying for insurance claim benefits

      • DTP
        Date or Time or Period
        O可选(Optional)
        Repeat 1

        To specify any or all of a date, a time, or a time period

      • MSG
        Message Text
        O可选(Optional)
        Repeat 1

        To provide a free-form format that allows the transmission of text information

  • SE
    Transaction Set Trailer
    M必须(Mandatory)
    Repeat 1

    To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)

Segment
X12 EDI Release 00601
STTransaction Set Header
To indicate the start of a transaction set and to assign a control number
Elements
  • ST01143Transaction Set Identifier Code
    ID
    M必须(Mandatory)
    Min 3 / Max 3

    Code uniquely identifying a Transaction Set

    Codes (320)
  • ST02329Transaction Set Control Number
    AN
    M必须(Mandatory)
    Min 4 / Max 9

    Identifying control number that must be unique within the transaction set functional group assigned by the originator for a transaction set

  • ST031705Implementation Convention Preference
    AN
    O可选(Optional)
    Min 1 / Max 9

    Reference assigned to identify Implementation Convention

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